Suffering serious injury at work can be a painful experience that can not only affect you physically, but also take a toll on your emotional well-being. As such, you may think you’re entitled to compensation for non-economic damages such emotional distress, loss of enjoyment in life, and pain and suffering. Unfortunately, this isn’t the case.
In this article, we will explain why workers’ comp doesn’t reimburse injured workers for intangible losses and provide an overview of the types of damages it does cover:
Why Doesn’t Workers’ Compensation Cover Pain and Suffering?
While workers’ comp claims are often lumped in with personal injury suits such as dog bites, car accidents, and construction site incidents, they differ for a number of reasons. Firstly, workers’ comp is a “No-Fault” system, so you will not need to demonstrate that your employer was negligent, only prove that you were injured while working. Secondly, while you can receive a wide range of different benefits, intangible losses such as pain and suffering aren’t covered by this insurance.
What Does Workers’ Comp Cover?
If you were hurt at work, you’re probably wondering about the types of benefits you will receive when you file for workers’ compensation. Keep in mind that the compensation available to you will depend on the unique circumstances surrounding your case.
Let’s look at some of the benefits you might be paid:
- Income Benefits: If your condition prevented you from returning to work for more than seven days after the incident, you might be able to recover compensation for lost income. You will typically receive around two-thirds of what you were earning per week prior to the accident, but these weekly payouts—as of July 1, 2022—are capped at $725.
- Medical Benefits: From doctor’s appointments to hospital stays to physical therapy, you can seek compensation for any of the necessary expenses involved in treating your condition. To make sure you can receive these benefits, you must be treated by a healthcare provider authorized by your employer. However, if you require urgent care after the workplace accident, you should visit the nearest urgent care facility or emergency room as soon as possible.
- Death Benefits: If a worker is killed on the job, their surviving family members may be able to recover compensation for a portion of what the deceased was earning. These benefits may also provide funds to cover burial and funeral expenses.
Injured at Work? Speak to an Atlanta Workers’ Comp Attorney Today
If you were hurt on the job, you deserve an attorney who will fight relentlessly to help you obtain the compensation you deserve. At Moebes Law, our lawyers are armed with the knowledge, resources, and experience necessary to prevail in even the most complex cases.
Not only can we assist with opening a claim with the State Board, but we can also provide tenacious representation during mediation or in court. Dial (404) 354-5432 or click through to our contact form HERE to schedule a free case assessment with an Atlanta workers’ compensation attorney.