Suffering an on-the-job injury is almost always a devastating experience. Many workers are unable to return to their jobs for an extensive period, forced to sit at home as their medical bills and everyday expenses add up at a rapid rate. For most American families, this immense burden will often lead to financial turmoil.
Thankfully, companies in the state are required to carry workers’ compensation insurance. This coverage will kick in to help injured workers cover their injury-related losses in the wake of a workplace accident, such as medical expenses and lost income.
However, getting your hands on these funds is never a foregone conclusion—especially when it comes to your healthcare costs. For instance, your employer and their insurer may dispute the necessity of certain procedures, prescriptions, and other medical interventions.
Workers’ Compensation Medical Benefits
Workers’ comp in Atlanta will usually cover any medical interventions considered to be “reasonable and necessary” to treat an injury resulting from a workplace accident. Depending on the circumstances surrounding your case, you may be compensated for a variety of expenses including doctor’s visits, emergency medical care, hospital stays, physical therapy sessions, and prescription drugs.
Let’s look at a few of these recoverable costs in closer detail:
Surgery and Other Procedures
If you require surgery for an injury you suffered while on the clock, workers’ comp will usually reimburse you for costs associated with the procedure. Recoverable expenses can include the cost of the treatment and your hospital stay in addition to physical therapy and other ongoing treatment if necessary.
Mental Health Care
If you’ve experienced PTSD, severe anxiety, or any other serious psychological issues because of a workplace injury, it’s likely that you will require mental health care to address these problems. Fortunately, workers’ compensation in the state will usually cover the expense of therapy, prescription medication, and other necessary interventions. However, you will only receive compensation if you can show these psychological issues stem from “a discernible physical injury” you suffered at work.
Victims who suffer particularly severe injuries on the job may require long-term care. Such treatment can take many forms, from chronic medication and additional procedures to round-the-clock nursing care and physical therapy.
In addition to the expenses listed here, you may also receive compensation for any necessary travel expenses—such as those associated with attending follow-ups—and vocational rehabilitation. A skilled workers’ comp attorney can assess your situation to help determine which costs might be recoverable in your case.
Speak to a Workers’ Comp Attorney in Atlanta Today
Were you hurt on the job? It may be in your best interests to discuss your case with a Georgia workers’ compensation attorney. At Moebes Law, we’ve spent more than a decade providing tenacious representation to injured workers, helping our clients recover millions of dollars in settlements and verdicts.
Our founding attorney Michael Moebes has been named a “Super Lawyer” multiple times, a designation reserved for just 2.5% of attorneys in their given practice field. Contact us today at (404) 354-5432 or tap through to our contact page to request a free consultation with a workers’ comp attorney.