The workers’ compensation insurer does not have to settle your workers’ comp claim in Georgia, but it usually will at some point. Because an accepted workers’ comp claim (i.e., one in which you have received disability benefits) means you are owed medical care related to your injury for the rest of your life, absent some subsequent accident or injury, most insurance adjusters want to “close out” their files at some point to avoid a change in condition for the worse popping up years in the future after you’ve reached maximum medical improvement (MMI).
So, while your claim doesn’t have to settle, and you are not owed a settlement, and you can’t force a settlement, it’s normally in the best interest of all the parties to eventually settle and close an open workers’ compensation claim in Georgia.
If your claim has been offered closure and a settlement by the workers’ comp adjuster, and you’d like a legal opinion regarding its adequacy, feel free to contact my Atlanta workers’ compensation law office:
Moebes Law, LLC
3535 Piedmont Road NE
Building 14, Suite 410
Atlanta, GA 30305